Savings and investing calculators
See how your money can grow, how long a goal will take, and whether you're on track for retirement.
Compound Interest Calculator
How savings and investments grow with monthly contributions, including the effect of inflation.
Savings Goal Calculator
How much to save each month to reach a goal, or how long your current savings rate will take.
CD Calculator
The interest a certificate of deposit will earn and what you'll have when it matures.
Retirement Calculator
Your projected retirement savings and income, and what it would take to close any gap.
Which calculator do I need?
- Saving for something in the next few years, like an emergency fund, a down payment or a car? Start with the savings goal calculator. The CD calculator shows what a fixed-rate CD would add.
- Investing for the long term? The compound interest calculator shows how much time and steady contributions matter.
- Planning for retirement? The retirement calculator brings it together: your savings, contributions, expected Social Security and the income you'll want.
Should you pay off debt before saving more?
Often, yes, at least for high-interest debt. Paying off a credit card that charges 20% or more is like earning a guaranteed 20% return, which is hard to beat with any savings account or investment. Many people still keep a small emergency fund while paying down debt, so a surprise bill doesn't go back on the card. Our debt calculators can help you plan that part.
Last reviewed: October 2026