Terms of Use and Disclaimer
Effective date: October 27, 2026
By using DollarSums (dollarsums.com), you agree to these terms. If you don't agree, please don't use the site.
Site owner
This website is owned and operated by David Sanchis Morales, NIF 48713658A, C/ Abadía, 4 Bajo, 46110 Godella (Valencia), Spain. Email: hello@dollarsums.com.
Not financial advice
The calculators, articles and other content on DollarSums are provided for general educational and informational purposes only. They are not financial, investment, tax, legal or credit advice, and they are not an offer or recommendation of any financial product. Using the site doesn't create an advisory or professional relationship of any kind.
Your situation is unique. Before making a financial decision, check the official documents from your lender or provider and consider consulting a qualified professional.
Estimates only
Calculator results are estimates based on the information you enter and on the assumptions described on each page. Actual rates, payments, fees, taxes, insurance costs and investment returns will differ, sometimes significantly. Past performance and assumed rates of return don't guarantee future results.
Accuracy and availability
We work hard to keep our calculators and content accurate and up to date, but we don't guarantee that the site is complete, error-free or always available. The site is provided "as is" and "as available", without warranties of any kind, express or implied, to the fullest extent permitted by law.
Limitation of liability
To the fullest extent permitted by law, DollarSums and its owner are not liable for any loss or damage arising from your use of, or reliance on, the site or its content, including any decision you make based on a calculator result. Nothing in these terms limits liability that can't be limited under applicable law.
Acceptable use
You may use the site for personal, non-commercial purposes. You agree not to misuse it. That includes interfering with its operation, attempting unauthorized access, scraping it at a scale that burdens our servers, or using it for any unlawful purpose.
Intellectual property
The content, design and code of DollarSums are owned by us or used with permission, and are protected by copyright and other laws. You're welcome to link to any page. Please don't copy or republish our content without permission.
Advertising and third-party links
The site displays ads served by third parties, including Google, and may link to other websites. We don't control and aren't responsible for third-party ads, products, services or websites. An ad appearing on our site isn't an endorsement. How advertising cookies work is explained in our privacy policy.
Changes to these terms
We may update these terms from time to time by posting a new version on this page with a new effective date. Continuing to use the site after a change means you accept the updated terms.
Governing law
These terms are governed by the laws of Spain, without regard to conflict-of-law rules. This doesn't remove any mandatory consumer protections you have under the laws of the country where you live.
Contact
Questions about these terms? Email hello@dollarsums.com.